Spiritual Investor Program Terms and Conditions

1. The Spiritual Investor Program

This Program is designed to get you where you want to go faster by combining your money, your purpose, and your future as one. My goal is to provide you with the education, tools, and support you need to stop feeling overwhelmed about money and to move you into your next phase on your journey to financial freedom.

2. The Program

Access to videos designed to guide client through the Framework

Access to LIVE group coaching calls/live coaching (currently using Circle but subject to change with the Spiritual Investor Team (SI Team)  

Replays of group coaching calls

3. The Program Fee and Payment Schedule

Program Fee – The Fee for the Program is $2,222 or $397 per month for 6 months or $222 per month for 12 months

Payment Schedule - Payment in full or monthly. Failure to pay within 10 days of payment due will result in your access being revoked.

4. Investment Information Disclaimer

Financial Story, LLC is an educator of financial information, not an investment advisor.  Financial Story, LLC does not provide personalized or individualized investment advice or information that is tailored to the needs of any particular member of the Spiritual Investor Program.  

The information communicated in The Spiritual Investor Program is not investment advice and should not be construed as such. Financial Story, LLC does not express any opinion as to the price at which the securities of any company may trade at any time.  The information and opinions provided herein should not be taken as specific advice.  Investors should perform their own research, use their discernment, and draw their own conclusions regarding the prospects of any company or investment discussed herein, based on such investors’ own review of publicly available information. Again, investors should not rely on the information contained herein as absolute fact.

No statement, opinion, or delivery of information should be construed as an offer or the solicitation of an offer to buy or sell the securities or financial instruments mentioned.  

Any projections, market outlooks or estimates are merely the opinion and educated assumptions of Financial Story, LLC, and should not be construed to be indicative of the actual events that will occur.  Other factors not considered may significantly affect the returns or performance of the securities discussed herein.  The information provided is based on current market conditions as they exist as of the date of preparation and not as of any future date. Financial Story, LLC is not obligated to correct, update, or revise the information provided to Clients.

Financial Story, LLC, Elizabeth Ralph or its affiliates may currently have long or short positions in the securities of the companies mentioned in the Spiritual Investor Program or may have such a position in the future (and therefore may profit from fluctuations in the trading price of the securities).  To the extent such persons do have such positions, there is no guarantee that such persons will maintain such positions.

Neither Financial Story, LLC, Elizabeth Ralph nor any of its affiliates accepts any liability whatsoever for any direct or consequential loss howsoever arising, directly or indirectly, from any use of the information contained herein.

5. Intellectual Property

Client acknowledges and agrees that The Spiritual Investor’ s name, services, and any logos, designs, texts, graphics, software, content, files, materials, and any other intellectual property rights contained therein, including without limitation, any copyrights, patents, trademarks, proprietary or other rights arising thereof, are owned by Elizabeth Ralph and its affiliates, licensors, and suppliers.

Client expressly agrees not to do anything inconsistent with Elizabeth Ralph’s ownership of the intellectual property discussed herein. Client further agrees that there are no rights, title, or interest in any The Spiritual Investor content and services, except as stated in this Agreement. Client is not conveyed any right or license by implication, estoppel, or otherwise under any patent, trademark, copyright, or other proprietary rights of Elizabeth Ralph or any third party.

Elizabeth Ralph grants Client a limited, revocable, non-exclusive, non-sub licensable, non-transferable license to access and use the specific Program, and any related software, content, equipment, or other materials FOR PERSONAL, NON-COMMERCIAL USE ONLY. Client agrees not to share access to the Program with any third party. Client is prohibited from selling, reselling, or making commercial use of the Program, unless Client has specifically executed an agreement with Elizabeth Ralph that expressly allows for such activity. Accessing the program does not give Client ownership of any intellectual property rights in the Program.

You acknowledge and agree that The Spiritual Investor and any related resources or materials constitute the sole and exclusive property of Elizabeth Ralph. You agree not to reproduce, copy, duplicate, distribute, lend, sell, or otherwise transfer or disclose to any other individual or party, the materials, without the express prior written consent of Elizabeth Ralph. In the event that you are licensed or otherwise authorized to use any Materials, you agree to name The Spiritual Investor and Elizabeth Ralph as the source of your information.

6. Disclaimer of Warranties.

Participant accepts and agrees that he/she is fully responsible for his/her progress and results and that the Owner offers no representations, warranties or guarantees verbally or in writing regarding Participant’s future earnings, business profit, marketing performance, customer growth, or results of any kind. The Spiritual Investor is a division of Financial Story, LLC. It is not an investment program, nor do we recommend investment strategies. The information provided in Spiritual Investor meetings, webinars and accompanying material is for your informational purposes only. We do not recommend investments or guarantee any results. All of your personal information is strictly confidential and shall not be disclosed to anyone in any matter or form. To the maximum extent permitted by law, Financial Story, LLC disclaims any and all liability in the event any information, commentary, licensing, analysis, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.

7. Force Majeure.

Under no circumstances will the parties be liable for any delay or failure in performance resulting, directly or indirectly, from any event of force majeure or other cause beyond her control including, without limitation, acts of god, war, pandemics, equipment and technical failures, electrical power failures or fluctuations, strikes, labor disputes, riots, civil disturbances, shortages of labor or materials, natural disasters, governmental actions, orders of domestic or foreign courts or tribunals, or non-performance of third parties.

8. Governing Law.

This Agreement shall be governed by the laws of the State of California and any disputes arising from it must be handled exclusively in San Diego, California. In the event of a dispute between the Parties relating to or arising out of this Agreement, the Parties shall first attempt to resolve the dispute in good faith. If this resolution attempt fails, the Parties shall submit the dispute to binding arbitration. Arbitration shall be conducted by a single arbitrator. The arbitrator shall be bound by applicable governing federal law as well as the law of California. Each party shall pay their own costs and fees. Claims that may necessitate arbitration include but are not limited to contract claims, tort claims, claims based on federal, state, and local laws, ordinances, statutes, or regulations. Intellectual property claims by Elizabeth Ralph will not be subject to arbitration and may, as an exception, be subject to litigation.